Howard Lothrop has extensive experience in corporate treasury, banking, capital markets and data analytics. He received his bachelor’s degree in finance and economics from the Wharton School of the University of Pennsylvania and a Master of Science in finance from the University of Memphis. He also holds the Chartered Financial Analyst designation and has earned the Tableau Desktop Specialist title. Prior to joining ALLMemphis, Howard served as the vice president of data analytics at NXTsoft, where he oversaw many Software as a Service (SaaS) software development projects. In addition, Howard ran his own statistical and data consulting firm that focused on financial services. In his new role as the director of operations at ALLMemphis, he is responsible for overseeing the implementation of the administration, vision and strategic plan for the organization. Outside of work, Howard enjoys spending time with his wife, bicycling, traveling and all things related to Memphis.